Showing posts with label Port Orange. Show all posts
Showing posts with label Port Orange. Show all posts

Wednesday, February 16, 2022

The home inspection and who should be in attendance

 

The home inspection is a detailed and meticulous evaluation of a structure. The home inspector should be allocated the utmost consideration while allowing them to concentrate during inspection of the property or future home. To safely inspect a house requires a thorough understanding of the components and how they function and relate to one another. Before the inspection, we like to enquire if the buyer has any concerns with the property. Buyers often feel uneasy if the seller or the agent follows the inspector and injects their opinion or disputes their discoveries. We have had several clients walkout at this point because they feel the seller or their agents are trying to hide or conceal defects.

Should the home seller be at the inspection? What about their real estate agent?

 

Who should attend the home inspection?

Its not a party, its your home inspection.
A home buyer hires the home inspector because the inspection is for their sole benefit. Often the real estate agent will recommend an inspector. An agent is required to offer several inspectors for the buyer to choose from and not present only their inspector. The choice of the inspector is ultimately the home buyer's choice.  

The buyer's agent usually coordinates the home inspection with the homeowner's agent once the inspection is scheduled. The agents should also ensure access to areas of the home like the attic, garage, electrical panel, water heater, gates, and keys for locked doors. The areas that are locked or inaccessible will not be inspected.

The buyer can bring friends, relatives, and an agent to the inspection. We recommend limiting the number to three or less. Fewer people ensure the inspector can concentrate on the inspecting and not what else is going on during the inspection. During COVID, we have also required masks for all who attend the inspection. The inspectors are not responsible for damage caused to the home by pets and children in attendance. The seller may limit the number of people a buyer can bring with them or insist on being present during the inspection. The inspector is there for the buyer and will not interact or discuss the property with the seller or their agent. You should avoid having the seller or their agent interact with your home inspector.

 

When the buyer cannot attend

Deltona Home Inspection
Often only the homebuyer’s agent is present at the inspection. A buyer is not required to attend and may
have to work, be out of state, or not want to be present.

When the buyer attends the inspection, we can visually and verbally convey the findings before writing the report.  

 

Should the Sellers attend the inspection?

It is not advisable the sellers or their agents are present during the inspection. The homeowner or their agent that follows the inspector and prevents him or distracts him from inspecting should be a red flag for the buyer. We have an inspection agreement; we enter into with the buyer that prohibits our interaction with the sellers or their agents. Sellers may prevent or interfere with private conversations between the inspector and the buyer. Some homeowners have intentionally shadowed the inspectors or tried to distract the inspector. This type of interaction or interference often leads to the buyers pulling out of the deal.

 

Hiring your inspector

Best Home Inspector
When hiring a home inspector, you should seek a highly recommended inspector. Verify their licenses and insurance. Look out for inspectors that have too many reviews. 

Often inspectors that have been in business for twenty years have only one or two reviews a year. Some new inspectors have hundreds of reviews, but are they legit? After completing your research and being confident in your decision, hire the best inspector you can find.

 

 



Best Deltona Home Inspector, Best Volusia County Home Inspector, Best Debary Home Inspector, Best Lake Helen Home Inspector, Best Osteen Home Inspector, Best Orange City Home Inspector
Frank Carr, Florida Licensed Home
Inspector
Frank Carr is the Owner / Inspector at First Choice Home Inspections in Deltona, FL serving Volusia, Seminole, Orange and Lake Counties. Formerly in the building trades, Frank’s focus is a safe home in the Orlando Metro and Daytona Beach areas of Central Florida and building FCHI. We believe that consumers have the right to expect the highest standards of thoroughness, fairness and effectiveness from their home inspector and that is exactly what we provide.
 
First Choice Home Inspections
Residential Home Inspections in Central Florida
(386) 624-3893 

Monday, February 22, 2021

Wind Mitigation Inspection Saves Central Florida Homeowners Money on Insurance Premiums


Who is eligible for a wind mitigation inspection discount?

The State of Florida requires all insurance companies to offer wind mitigation discounts to Florida homeowners.  Wind insurance credits are obtainable on the building features that reduce damage during high winds on all single-family homes, townhomes, condominiums, and commercial buildings. Many existing structures have one or more of the wind-resistivity construction features already. Homeowners, as well as condominium associations, qualify for wind mitigation credits.

 

How do I save money?

The State of Florida requires insurance companies to offer reduced rates for certain wind mitigation features. A wind mitigation inspection must be performed by a certified wind mitigation inspector; Home Inspector, Building Code Inspector, an engineer, an architect, or any other individual that holds the necessary qualifications as described by Florida Statues.  A wind mitigation inspector will document features of your home on the required OIR-B1-1802 Wind Mitigation form and take photographs of them, which when applied to your insurance policy will decrease the cost of your homeowner’s insurance.deltona wind mitigation inspection, debary wind mitigation inspection, Orange City wind mitigation inspection, Deland wind mitigation, Sanford wind mitigation Inspection, Osteen wind mitigation, single strap

 

How much money can I save with a Wind Mitigation Inspection?

Wind mitigation features are mandated by state law and can total 45 percent of the original windstorm policy’s premium.  Insurance companies are required to offer discounts for features that qualify for wind storm credits.  A Wind Mitigation Inspection can save you as much as $1,260 on a homeowner’s insurance policy of $2,800.

 

How much does a wind mitigation inspection cost in Florida?

The cost of Wind Mitigation Inspections varies by region in Florida.  Orlando Wind Mitigation Inspection costs average $200.  Miami costs are around $225 while the cost of North and Central Florida remains between $150 and $200.  A wind mitigation certificate is good for five years.  Once you have your Wind Mitigation Certificate it will reduce your premium and save you hundreds if not thousands of dollars each year.

 

How do I schedule a wind mitigation inspection in Central Florida?

Call for Insurance Inspection Quotes at 386-624-3893.  For more information Wind Mitigation (1homeinspector.com)




Best Deltona Home Inspector, Best Volusia County Home Inspector, Best Debary Home Inspector, Best Lake Helen Home Inspector, Best Osteen Home Inspector, Best Orange City Home Inspector
Frank Carr, Florida Licensed Home
Inspector
Frank Carr is the Owner / Inspector at First Choice Home Inspections in Deltona, FL serving Volusia, Seminole, Orange and Lake Counties. Formerly in the building trades, Frank’s focus is a safe home in the Orlando Metro and Daytona Beach areas of Central Florida and building FCHI. We believe that consumers have the right to expect the highest standards of thoroughness, fairness and effectiveness from their home inspector and that is exactly what we provide.
 
First Choice Home Inspections
Residential Home Inspections in Central Florida
(386) 624-3893